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 2xACER ASPIRE 5741 5552 5742 Upper Case Palmrest for Card reader on the right $65.00 Time Remaining: 9d 15h 32m Buy It Now for only: $65.00 |
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Student Credit Cards – Right Choice?
Published by DebtCreditcard.org.uk
Student Credit Card Plus Points
- A student credit card can be a good way of paying for things while you're at university – you can get up to 56 days to pay off whatever you buy on it before you have to pay any interest – grat if that part time job has not paid you yet.
- Student credit cards normally have a smaller credit limit (around £500) so that you should not get into too much debt.
- Some student credit cards come with certain discounts which can help you to save money, IE discounts off food or stationary.
- By using a credit card instead of a debit card, your covered as standard for purchases
- If you use it the right way, a student credit card can help you build up a good credit rating..
Student Credit Card Negatives
- After the initial interest-free period, you'll have to pay off a set minimum amount per month and also start paying interest on the balance.
- Student credit cards don't come with the normal deals such as 0% or balance transfers as they are not designed for a long term solution.
- The monthly minimum repayments on student credit can be higher than those of traditional credit cards.
Alternatives to a student credit card
If you want the convenience of a credit card, then a prepaid card is a good alternative. Prepaid cards work like credit cards, except you pre-load money onto the card in advance of spending), so can be great way to pay for things in shops and online and there's no way you can get into debt. Some parents choose to help their children this way in advance
If you're looking for ways to borrow money to fund yourself while you're at university, then a Student Loan would be a better alternative to consider first.
About the Author
http://www.debtcreditcard.org.uk/ is a orginisation giveing free advice to those who need it. Visit the site and support us.
What frequent flyer program can i get a physical card right away with without earning a point?
I want to know which frequent flyer program I can join to and get a physical card right away in my hands without having to earn any points/ fly anywhere before I get my card.
Well, no mile are required by American, either, and probably most other airlines. But physical card right away? Probably nowhere. But what's the issue here?
Alicia Myers - If You Play Your Cards Right
